Open Banking CTO
'The winner was a Romanian PISP called IT Smart Systems who developed an app called pay4me. Again this was a fully working payment application developed in two days. This app solves a number of problems where a user needs to get further authorisation in order to complete a payment. The demo showed how an employee can setup a payment request which is then sent on to a 'known' authoriser, who is prompted to authenticate via the ASPSP in order to complete the payment. This could be extended to so many other use cases, including parents approving their children’s online purchases (more).'