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Smart Open Banking - the Podcast Series

Updated: Jun 24


📻 Smart Fintech opens the podcast series Smart Open Banking with the 1st Episode - Strong Customer Authentication (SCA). The talks are in Romanian.



Find out what is SCA ✅ , what changes it brought for both retailers and consumers of online payments ✅, how did the banks prepared to be compliant with the PSD2 regulations ✅, what are the SCA exemptions ✅ or what other innovative alternative payment solutions for online payments emerged in Romania ✅ .

🎙️Engaging in this discussion: Mihaela Georgescu (Co-Founder Smart Fintech), Cristian Barbu (Managing Partner ITSS) si Ioana Dumitru (Marketing&Brand Development).


🎧 The 1st Episode is available on: Anchor, Spotify, Google Podcasts or Youtube.


Listen the Podcast here:





📻 The second episode from Smart Open Banking podcast series is live now. It focuses on the Authorisation of Smart Fintech as the first open banking Third Party Provider (TPP) in Romania, with SmartPay as it's Payment Initiation Service (PIS). The authorisation was obtained from the National Bank of Romania (NBR), as the regulatory authority.

The talks are in Romanian.



Find out from this episode:

✅ how to become a financial institution providing payment initiation in Romania,

✅ the steps to obtain a TPP authorisation from the NBR.


🎙️Engaging in this discussion: Mihaela Georgescu (Co-Founder Smart Fintech), Alexandru Cociu (Managing Partner ITSS) si Ioana Dumitru (Marketing&Brand Development).



🎧 The 2nd Episode is available on: Anchor, Spotify, Google Podcasts and Youtube.


Listen the Podcast here:



📻 The third episode from Smart Open Banking podcast series is live now. It focuses on the SmartPay product - the first Payment Initiation Service through open banking licensed by the National Bank of Romania, that can be used both as an alternative to any online payment, and as a payment accelerator (it can be integrated in any app that manages financial resources).

The talks are in Romanian.



Find out more about the product, its development, use-cases and addressability in this insightful discussion 🎙️ with Ana Maria Georgescu and Andrei Dumitru, both co-founders Smart Fintech.


Some highlights:

✅ SmartPay was created in compliance with the Revised Payment Services Directive, known as PSD2, that opens the financial sector to other authorised players as well (apart from the banks and their traditional services), known as Third Party Providers (TPPs).

✅ By using SmartPay, each user can initiate a payment from an owned Romanian bank account, providing that he/she owns a bank account that can be accessed electronically for one of the integrated Romanian banks: BRD, BCR, Banca Transilvania, ING Bank, CEC, Raiffeisen.

✅ SmartPay is developed as a plug&play app, and it could easily be integrated in any platform, to offer your clients access to a rapid payment initiation or simply an alternative online payment method.



🎧 The 2rd Episode is available on: Anchor, Spotify, Google Podcasts and Youtube.


Listen the Podcast here:


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