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1. Terms

Smart Fintech S.R.L., a Romanian legal entity, incorporated and registered in Romania with company number J40/7728/2019, with Fiscal Code 41251980 whose registered office is in Bucharest, Țibleș Alley, no. 26, attic 3rd room, 6th district (hereinafter referred to as „Smart Fintech / we”)

By accessing this website, you are agreeing to be bound by these website Terms and Conditions, Privacy Policy, Cookie Policy, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, conditions or any other provisions of this website (including any updates to it), please do not use or, as the case may be, stop using the website. All documents and information on Smart Fintech website are protected by applicable copyright and trademark law. Except as specifically permitted herein, no portion of the documents or information on this website may be reproduced in any form or by any means without the express written consent of Smart Fintech. Nothing on any Smart Fintech websites shall be construed as conferring any license under any of Smart Fintech's or any third party's intellectual property rights.


2. Content and Liability Disclaimer

The materials on the Smart Fintech website are provided "as is". Smart Fintech shall not be responsible for any errors or omissions contained on any Smart Fintech website and reserves the right to make changes anytime without notice. Mention of non-Smart Fintech products or services is provided for informational purposes only and constitutes neither an endorsement nor a recommendation by Smart Fintech. All Smart Fintech and third party’s information provided on any Smart Fintech website is provided on an "as is" basis. 


Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. In no event shall Smart Fintech be liable for any damages whatsoever, and in particular Smart Fintech shall not be liable for direct, special, indirect, consequential, or incidental damages, or damages for lost profits, loss of revenue or loss of use, cost of replacement goods, loss or damage to data arising out of the use or inability to use any Smart Fintech website, any Smart Fintech product or service, this includes damages arising from use of or in reliance on the documents or information present on any Smart Fintech website (including any information posted or placed by anyone other than Smart Fintech), even if Smart Fintech has been advised of the possibility of such damages.



3. Information Provided to Website

Any information provided to Smart Fintech in connection with Smart Fintech website shall be provided by the submitter and received by Smart Fintech on a confidential basis. Such information shall be considered confidential. By submitting any such information to Smart Fintech you agree that we will process the data for the purpose you submitted it.

4. Intellectual Property Rights and Trademarks

Smart Fintech is the sole owner or lawful licensee of all the rights and interests in the Sites and the Site Content. The Sites and Site Content embody trade secrets and other intellectual property rights protected under worldwide copyright and other laws. All title, ownership and intellectual property rights in the Sites and Site Content shall remain with Smart Fintech, our affiliates or licensors, as the case may be. All rights not otherwise claimed under the Terms or by Smart Fintech are hereby reserved.

The trademarks, logos, and service marks (collectively "Trademarks") appearing on the Smart Fintech website are the property of Smart Fintech and other parties. Nothing contained on the Smart Fintech website should be construed as granting any license or right to use any Trademark without the prior written permission of the party that owns the Trademark. All other trademarks are the property of their respective owners. 

5. Links To Third Party Websites

Smart Fintech prohibits the use of the Smart Fintech LOGO as a "hot" link to any website unless the establishment of such a link is approved by Smart Fintech. Smart Fintech websites may contain links to third party sites. Access to any website linked to any Smart Fintech site is not the responsibility of Smart Fintech and Smart Fintech is not responsible for the accuracy, or reliability of any content on such websites. Further, the presence of a link to a third-party site does not mean that Smart Fintech endorses that site, its products, or views expressed there. Smart Fintech provides these links merely for convenience and the presence of such third party links are not an endorsement or recommendation by Smart Fintech.



6. Revisions and Errata

The materials appearing on the Smart Fintech website could include technical, typographical, or photographic errors. Smart Fintech does not warrant that any of the materials on its website are accurate, complete, or current. Smart Fintech may make changes to the materials contained on its website at any time without notice. Smart Fintech does not, however, make any commitment to update the materials.

7. Notices

All legal notices or demands to or upon Smart Fintech shall be made in writing and sent to Smart Fintech personally, by courier or certified mail to the following entity and address: Romania, Bucharest, Țibleș Alley, no. 26, 6th district or The notices shall be effective when they are received by Smart Fintech in any of the above-mentioned manner.

You agree that all agreements, notices, demands, disclosures and other communications that Smart Fintech sends to you electronically will satisfy any legal requirement that such communication should be in writing.


8. Site Terms of Use Modifications

Whenever we make a change, we will display on our website, at the bottom of the page, the date of the latest policies updates, so that we keep our users updated on any changes we have made. In order to ensure compliance with the terms of access and use of the Services, Guests must check the Terms and Conditions, Privacy Policy, Cookie Policy, at the time of each access to the website. 

Smart Fintech may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms and Conditions. We encourage the visitors of our website to verify this page periodically in order to get informed on the latest news as to our Terms and Conditions.

Even if you omit to review the terms and conditions, but use, we shall assume that you have accepted this set of Terms and Conditions (including any updates to them).

If you disagree with the provisions in this set of Terms and Conditions or any other provisions of this website (including any updates to it), please do not use or, as the case may be, stop using the website.

9. The Update of the Terms and Conditions

Terms and Conditions may be updated from time to time, for example following the amendment of the relevant legislation. We encourage the visitors of our website to verify this page periodically in order to get informed on the latest news.


These 'Terms and Conditions' were last updated on 21.09.2023.

Terms and Conditions

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