Boost FinTech Experience

using the Smart Solutions for Open Banking
powered by IT Smart Systems
See how we rock
Our story

PSD2 evangelists, winners of the Open Banking Institute Hackathon 2018.

18+ years delivering innovative solutions in:

Digital Customer Experience

IT Security

API Economy

Process Management

Our vision

Constantly innovate and deliver a frictionless and secure customer experience in the Open Banking ecosystem. Our mission is to accelerate Digital Transformation, in any disruptive environment. We promote innovation by enabling a low barrier of entrance in the Open Banking ecosystem.

Our technology

We develop our solutions using best in class cloud technology, with IBM API Connect as the core engine for SmartPG Hub. We are devoted to open-standards and cyber-security best practices in order to assure the highest experience possible.


Smart solutions


Smart PG (Payment Gateway) is a PSD2 compliant API Hub that helps Fintechs to accelerate electronic payments and financial management services. SmartPG is open for Startup Fintechs to accelerate innovation and lower the entry barrier into PSD2 space.

Find out more about our PSD2 compliance hub.

Powered by IT Smart Systems


SmartPay is an e-commerce payment accelerator for Merchants offering a plug and play solution in the context of PSD2 integrations.

Cut your costs and grow your revenues with SmartPay.

Powered by SmartPG


Do your employees need further authorisation to complete a payment? Use Pay4me to setup a payment request which is then send to a 'known' authoriser who is prompted to authenticate via the bank in order to complete the payment. 

Many other use cases are supported, including parents approving their children's online purchases.

Empower your employees, friends and family with Pay4me!

Powered by SmartPG

Chris Michael
Open Banking CTO

'The winner was a Romanian PISP called IT Smart Systems who developed an app called pay4me. Again this was a fully working payment application developed in two days. This app solves a number of problems where a user needs to get further authorisation in order to complete a payment. The demo showed how an employee can setup a payment request which is then sent on to a 'known' authoriser, who is prompted to authenticate via the ASPSP in order to complete the payment. This could be extended to so many other use cases, including parents approving their children’s online purchases (more).'

Request demo

To schedule a product demo with one of our product consultants, please fill in your contact details

Fax: +40 371 607236

 Tibles Alley 24-26,

6th District, Bucharest

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